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  <title>Trade Finance Hub: newest pages</title>
  <subtitle>Finance for trades explained in plain English: asset finance for plant, vans, HGVs and scaffold stock, VAT and tax bill loans, and cash flow finance, by trade and by asset.</subtitle>
  <link rel="self" type="application/atom+xml" href="https://tradefinancehub.co.uk/feed.xml"/>
  <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/"/>
  <id>https://tradefinancehub.co.uk/</id>
  <updated>2026-11-13T00:00:00Z</updated>
  <author><name>Trade Finance Hub</name></author>
  <entry>
    <title>Haulage finance: cash flow, invoices, fuel and growth</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/haulage-finance"/>
    <id>https://tradefinancehub.co.uk/haulage-finance</id>
    <published>2026-11-13T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Haulage finance for the whole business: the gap between paying fuel and drivers and getting paid, invoice finance and proof of delivery, fuel cards, subcontractors and growing your O licence.</summary>
  </entry>
  <entry>
    <title>Telehandler finance: LOLER records, attachments, used values</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/telehandler-finance"/>
    <id>https://tradefinancehub.co.uk/telehandler-finance</id>
    <published>2026-11-13T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Telehandler finance explained: how lenders view standard, high-reach, rotating and farm telehandlers, LOLER examination records, attachments and work platforms, hire demand, theft and used values.</summary>
  </entry>
  <entry>
    <title>Van finance for business: HP vs contract hire, VAT, racking</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/van-finance"/>
    <id>https://tradefinancehub.co.uk/van-finance</id>
    <published>2026-11-13T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Van finance for business explained: HP vs contract hire, mileage and return conditions, funding racking and tipper or Luton conversions, VAT on vans vs crew cabs, and growing a fleet.</summary>
  </entry>
  <entry>
    <title>Excavator finance: mini diggers, tilt rotators, hours, theft</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/excavator-finance"/>
    <id>https://tradefinancehub.co.uk/excavator-finance</id>
    <published>2026-11-13T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Excavator finance explained: how micro, mini, midi and tracked diggers differ, funding buckets, breakers and tilt rotators, proving hours on a used machine, theft and towing.</summary>
  </entry>
  <entry>
    <title>Corporation tax loans: deadlines, HMRC interest, Time to Pay</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/corporation-tax-loans"/>
    <id>https://tradefinancehub.co.uk/corporation-tax-loans</id>
    <published>2026-11-13T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Corporation tax loans explained: the 9 months and 1 day deadline, quarterly instalments for large companies, how HMRC interest works, Time to Pay vs a loan, and planning around your year end.</summary>
  </entry>
  <entry>
    <title>Groundworks finance: plant, valuations, CIS and winter</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/groundworks-finance"/>
    <id>https://tradefinancehub.co.uk/groundworks-finance</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Groundworks finance for contractors: buying vs hiring plant, the cash gap on applications for payment, CIS deductions, the VAT reverse charge, muck-away and winter.</summary>
  </entry>
  <entry>
    <title>Roofing finance: access kit, vans and materials cash flow</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/roofing-finance"/>
    <id>https://tradefinancehub.co.uk/roofing-finance</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Roofing finance for roofing contractors: funding MEWPs, hoists and vans, paying for materials before stage payments, weather gaps, domestic vs commercial work and the VAT reverse charge.</summary>
  </entry>
  <entry>
    <title>Scaffold lorry finance: chassis, body build and crane</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/scaffold-lorry-finance"/>
    <id>https://tradefinancehub.co.uk/scaffold-lorry-finance</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Scaffold lorry finance explained: funding a dropside wagon's chassis, body build and lorry loader crane, restricted O licences, LOLER, used wagons and yard-to-site wear.</summary>
  </entry>
  <entry>
    <title>Plant hire finance: fleet facilities, utilisation and cash flow</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/plant-hire-finance"/>
    <id>https://tradefinancehub.co.uk/plant-hire-finance</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Plant hire finance for hire companies: how lenders read a hire fleet's accounts and utilisation, operated vs self-drive hire, batch facilities, replacement cycles and hire-income cash flow.</summary>
  </entry>
  <entry>
    <title>Scaffolding equipment finance: system, hoists, roofs, towers</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/scaffolding-equipment-finance"/>
    <id>https://tradefinancehub.co.uk/scaffolding-equipment-finance</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Scaffolding equipment finance, item by item: how lenders view system scaffold, temporary roofs, hoists, loading bays, edge protection and towers, and the paperwork that helps.</summary>
  </entry>
  <entry>
    <title>Operator licence financial standing calculator (O licence)</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/operator-licence-financial-standing-calculator"/>
    <id>https://tradefinancehub.co.uk/operator-licence-financial-standing-calculator</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Free operator licence financial standing calculator: enter your licence type and number of lorries or vans to see how much money you must show, and the extra for adding vehicles.</summary>
  </entry>
  <entry>
    <title>VAT late payment penalty calculator (with interest)</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/vat-late-payment-penalty-calculator"/>
    <id>https://tradefinancehub.co.uk/vat-late-payment-penalty-calculator</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Free VAT late payment penalty calculator: enter the VAT owed, the deadline and the date you pay to see HMRC's first and second penalties and late payment interest.</summary>
  </entry>
  <entry>
    <title>Plant finance: new and used plant, hire fleets, refinance</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/plant-finance"/>
    <id>https://tradefinancehub.co.uk/plant-finance</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Plant finance explained: funding new and used diggers, dumpers and telehandlers, finance for hire fleets vs owner-operators, buying at auction, capital allowances and refinancing.</summary>
  </entry>
  <entry>
    <title>HGV finance: lorries, trailers and your O licence</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/hgv-finance"/>
    <id>https://tradefinancehub.co.uk/hgv-finance</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>HGV finance explained for hauliers: funding tractor units, rigids and trailers, why finance doesn't count as operator licence financial standing, used trucks and haulage cash flow.</summary>
  </entry>
  <entry>
    <title>Hire purchase vs leasing for business equipment</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/hire-purchase-vs-leasing"/>
    <id>https://tradefinancehub.co.uk/hire-purchase-vs-leasing</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Hire purchase vs leasing for business equipment and vehicles: who owns the asset, how VAT is paid, balloons, contract hire, end-of-term options and which suits which trade.</summary>
  </entry>
  <entry>
    <title>VAT loans for businesses: how they work vs Time to Pay</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/vat-loans"/>
    <id>https://tradefinancehub.co.uk/vat-loans</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>VAT loans explained: how a business loan can spread a VAT bill, the HMRC late payment penalty timeline, Time to Pay as an alternative, and when borrowing isn't the answer.</summary>
  </entry>
  <entry>
    <title>Scaffolding finance: stock, wagons and cash flow</title>
    <link rel="alternate" type="text/html" href="https://tradefinancehub.co.uk/scaffolding-finance"/>
    <id>https://tradefinancehub.co.uk/scaffolding-finance</id>
    <published>2026-11-12T00:00:00Z</published>
    <updated>2026-11-13T00:00:00Z</updated>
    <summary>Scaffolding finance explained: why lenders treat scaffold stock differently, funding system scaffold and wagons, refinancing your yard, and handling CIS and retentions.</summary>
  </entry>
</feed>
